GreenSky

GreenSky was founded in 2006 and has become one of the largest fintech firms in the country. The company was founded on the idea that technology could improve the user experience for payments, credit, and commerce. GreenSky’s service provides a payment solution for customers while helping businesses grow. Based in Atlanta, GreenSky has helped more than 1.7 million customers and funded over 12 billion loans. It partners with more than 14 large banking institutions granting loans to customers through an easily accessible mobile app. The loans are funded by the banking institutions and provide consumers access to funds for things like home improvement and healthcare. Home improvement services like HVAC, pools and spas, windows and doors, roofing, home automation, remodeling, and more can qualify for a GreenSky loan. GreenSky also provides funding for medical issues that may not be covered by insurance. These include cosmetic procedures, dental work, vision services, and even veterinary care. GreenSky’s loans are designed as an alternative to credit cards for customers who need a loan for a smaller amount than what banks generally lend. GreenSky customers have prime to prime plus credit.